Compliance, Efficiency & AutomationHGV & PSV operators · England & Scotland
0113 534 8006  ·  support@theftc.co.uk
Guide

Driving for work: the duty nobody owns

Health and safety law applies to work on the road in exactly the same way as it applies on your premises. It covers your employee’s own car. And in most businesses, nobody has been made responsible for any of it.

Employer guide

Driving for work: the duty nobody owns

Grey fleet, duty of care, and what gets asked after an incident.

Fleet Transport Consultants  ·  theftc.co.uk  ·  0113 534 8006  ·  support@theftc.co.uk

Operators with an O-licence tend to manage HGV compliance carefully, because somebody is named on the licence and the consequences are obvious. The car park is a different story.

The sales rep in her own Golf, the manager driving to a site meeting, the engineer with a van and a cash allowance — those journeys carry a legal duty that is almost identical in principle, and in most organisations nobody has been given the job.

1The part employers are surprised by

The HSE could not be plainer about it: health and safety law applies to work activities on the road in the same way as it does on a fixed site, and it applies to both company and grey fleet vehicles.

You would not let an employee use an unmaintained machine on your premises. A car is a machine.

The duty is not discharged by the fact that the vehicle belongs to them, that they hold a licence, or that the Road Traffic Act already regulates the road. Those are their obligations. Yours is separate and sits alongside.

2What counts as grey fleet

A grey fleet vehicle is one owned and driven by a worker for business purposes. If you pay a cash allowance instead of providing a car, that is grey fleet too — the money changing hands does not move the duty.

What is not covered

Ordinary commuting — home to a usual place of work — is outside it. Everything done in the course of work is inside, whether the vehicle is yours or theirs.

Most organisations underestimate their grey fleet badly, because it never appears on an asset register. Ask how many people claimed business mileage last year. That number is your fleet.

3The four checks before anyone drives their own car for you

1 · Licence — checked against the DVLA record

Not a glance at a photocard. The DVLA record shows entitlement, endorsements and disqualifications. A photocard shows a photograph.

2 · Insurance — with business use

This is the one that catches people. Ordinary social, domestic and pleasure cover does not extend to business use. An employee driving to a client on the strength of a standard policy may simply be uninsured. Ask for the certificate and read what it says.

3 · MOT and tax — current

Both are checkable in seconds against DVSA and DVLA records. There is no good reason to be taking anyone’s word for it.

4 · Roadworthy — and a way to say so

An MOT is a snapshot from up to a year ago. Tyres, lights and brakes change. Drivers need a simple route to report a defect on their own vehicle without feeling they are volunteering for an argument about money.

Then record all four, with dates, and repeat them on a stated cycle. An undocumented check is worth nothing when someone asks you to produce it.

4The risk assessment you are already required to have

Driving is usually the most dangerous thing your employees do, and it is routinely the one activity missing from the risk assessments. It should cover the driver, the vehicle and the journey — competence and health, condition and suitability, distance and timing.

It does not need to be long. It needs to exist, to be specific to how your people actually travel, and to be reviewed when something changes.

5Schedules that quietly require speeding

This is where duty of care is most often breached without anyone deciding to breach it.

If the diary has someone in Leeds at nine and Birmingham at eleven, the schedule has made the decision for them. The same applies to the sales visit added at four in the afternoon three hours away, and the return leg after a full working day.

The question to ask about any schedule

Could this be done, lawfully and safely, by a driver who obeys every limit and takes reasonable breaks? If the honest answer is no, the schedule is the hazard — not the driver who was late.

Fatigue does not respect the fact that someone is not a professional driver. Nor does a phone call taken on the move, which is worth a written policy that says plainly what is expected and is applied to managers as visibly as to everyone else.

6What gets asked after an incident

The questions are entirely predictable, which is what makes being unable to answer them so damaging:

  • When did you last check this person’s licence, and what did you check it against?
  • Did you know the vehicle was insured for business use? How?
  • Where is the risk assessment covering driving?
  • What did the schedule require that day, and who approved it?
  • Had this person raised a concern before? What happened to it?

Every one of those is answerable in a sentence if you keep records, and unanswerable if you do not. The exposure lands on the organisation and, where the failure is serious enough, on named individuals in it.

7Why this goes wrong more often than HGV compliance

Not indifference. Ownership.

An O-licence names a transport manager, so somebody owns the problem. Driving for work usually sits between HR, health and safety, fleet and finance — which means it sits with nobody, and it surfaces only after something has happened.

The fix is smaller than people fear

Name the person responsible. Write down the four checks and when they repeat. Do the risk assessment. Then keep the evidence somewhere it can be produced. That is most of it, and it can be done in a fortnight.

Where to start

Our free driving-for-work self-audit runs through 64 questions across eight areas and gives you a score with the gaps listed — a fair picture of where you stand in about ten minutes.

If you would rather have someone look at it properly, that is what we do: licence checking, driver risk assessment, policy and a documented system that survives being asked for. And where the same people also drive vehicles on an O-licence, DDIR keeps both sets of evidence in one place from £1 per vehicle per week.

FAQ

Common questions

What is grey fleet?+
A grey fleet vehicle is one owned and driven by a worker for business purposes. Vehicles used under a cash allowance scheme count too. Health and safety law applies to those journeys in the same way as it does to a company vehicle.
Does health and safety law really cover driving on the road?+
Yes. The HSE is explicit that health and safety law applies to work activities on the road in the same way as on a fixed site, and that it covers both company and grey fleet vehicles.
Does commuting count?+
No. Ordinary commuting between home and a usual place of work is excluded. Journeys made in the course of work are covered, whether the vehicle is yours or theirs.
Does an employee need business insurance to drive their own car for work?+
Yes. Social, domestic and pleasure cover does not extend to business use. Without it they may be uninsured for that journey — and you should be checking the certificate rather than taking their word for it.
How often should licences be checked?+
Set a stated frequency based on risk and stick to it, checking against the DVLA record rather than the photocard. Higher-risk drivers — points, high mileage, recent incidents — should be checked more often, and the check should be recorded with its date.